Terms & Conditions
Welcome to The Bag Lab with Lady Sheeka. These Terms & Conditions explain the rules, responsibilities, and expectations that apply when you visit our website, join our community, purchase a membership, access our programs, use our resources, communicate with us, or participate in any related services.
By using The Bag Lab website, community, support, or services, you agree to these terms.
Please read these Terms & Conditions carefully before using our website, community, memberships, programs, resources, or services.
By Using The Bag Lab website, community, support, or services, You Agree To These Terms.
These Terms & Conditions apply when you visit the website, join the community, purchase a membership, access programs, login to the private community, use resources, communicate with us, or participate in related services.
If you use The Bag Lab, you are agreeing to follow these Terms & Conditions.
By visiting The Bag Lab website, joining the community, purchasing a membership, accessing programs, logging in to the private community, using resources, communicating with us, or participating in any related services, you agree to follow these Terms & Conditions.
If you do not agree with these Terms & Conditions, you should not use the website, community, memberships, programs, resources, or services.
Website Visitors
These Terms apply when someone visits, browses, reads, clicks, submits information, or interacts with The Bag Lab website.
Community Participants
These Terms apply to anyone who joins, views, posts, comments, attends, or participates in The Bag Lab community or related spaces.
Members + Customers
These Terms apply when someone purchases, upgrades, accesses, cancels, or uses a membership program, resource, offer, or service.
Programs + Resources
These Terms apply to educational materials, downloads, templates, videos, trainings, events, calls, support, and other resources provided through The Bag Lab.
The Bag Lab may update these Terms from time to time. Continued use after updates means you accept the updated Terms.
Your Membership Access Is Personal.
Membership access may include community access, educational materials, trainings, templates, resources, events, support options, calls, and other features based on the membership level or offer purchased.
Members are responsible for keeping their account access secure.
Members are responsible for keeping their login information private and secure. You should not share, sell, transfer, or allow another person to use your membership account, login access, materials, or private community access.
You are also responsible for providing accurate information when creating an account, purchasing a membership, submitting forms, booking calls, requesting support, speaking with support, or communicating with The Bag Lab via any communication channel.
Membership Features
Access may include community spaces, trainings, templates, resources, events, calls, support options, and other features based on the membership level purchased.
Private Login Access
Members are responsible for protecting usernames, passwords, login links, portals, course areas, community spaces, and other private access points.
No Sharing Or Reselling
Members may not share, sell, transfer, publish, copy, distribute, or allow another person to use their membership access, materials, templates, or private resources.
Accurate Information
Members are responsible for providing accurate information when purchasing, submitting forms, requesting support, speaking with support, joining the community, or communicating with The Bag Lab.
Access May Vary
Membership features, support options, calls, resources, and bonuses may vary by membership type, promotion, offer, payment status, or program availability.
Suspension Or Removal
The Bag Lab may limit, suspend, or remove access for violated Terms, shared access, misuse, nonpayment, disruptive behavior, or harm to the community.
Protect your login, respect private resources, and use your membership in a way that supports the purpose of the community.
Paid Memberships Come With Billing Terms.
The Bag Lab may offer free access, limited trial periods, paid memberships, upgrades, recurring subscriptions, payment plans, one-time purchases, special promotions, or limited-time offers.
By purchasing, you agree to the price and billing terms shown at checkout.
By purchasing a paid membership, program, resource, or service, you agree to pay the price shown at checkout and authorize The Bag Lab or its payment processor to charge the payment method provided.
Some memberships or offers may renew automatically unless canceled according to the cancellation instructions provided at checkout, inside your account, or by contacting billing support at [email protected].
Paid Offers + Memberships
The Bag Lab may offer paid memberships, upgrades, subscriptions, payment plans, one-time purchases, special promotions, or limited-time offers.
Checkout Authorization
By purchasing, you authorize The Bag Lab or its payment processor to charge the payment method provided for the price and terms shown at checkout.
Recurring Billing
Some memberships or offers may renew automatically unless canceled according to the cancellation instructions provided at checkout, inside your account, or by contacting billing support at [email protected]. If a recurring payment is not processed on its due date, or an amount less than what is agreed to is processed, as a result of system error, the Bag Lab team may proceed with manually processing the full or partial payment difference immediately upon discovery of said error.
Failed Or Disputed Payments
If a payment fails, is disputed, reversed, declined, or not completed, The Bag Lab may pause, limit, suspend, or cancel access until the account is brought current.
Membership Changes
Upgrade, downgrade, cancellation, and membership change requests may be subject to current policies, platform settings, payment processor rules, and purchase terms.
Pricing + Offer Updates
Membership features, pricing, bonuses, access levels, support options, and availability may vary by membership level, promotion, offer, payment status, or business updates.
Your checkout page, membership level, payment status, and current offer terms help determine your access, billing, and available support.
Refunds Are Provided At Company Discretion.
Currently, The Bag Lab does not offer refunds on its membership subscriptions or services. However, it may offer certain or limited refunds on specific programs, products, or offers and specifically, at its own discretion due to its primarily digital access business model.
A refund or guarantee only applies when it is clearly included with the offer.
Any refund or satisfaction guarantee only applies if it is clearly stated on the checkout page, sales page, written offer, or official program materials at the time of purchase.
Refund eligibility may depend on the specific offer purchased, the date of purchase, community access, the member’s participation, completion of required steps, account standing, communication with support, and compliance with these Terms.
Offer-Specific Terms
Refunds are not generally offered. However, refund policies, satisfaction guarantees, promotional guarantees, and limited-time guarantee terms may vary by membership, program, product, service, promotion, or offer.
Stated Guarantee Required
A refund or satisfaction guarantee applies only when it is clearly stated on the checkout page, sales page, written offer, or official program materials at the time of purchase.
Eligibility Requirements
Eligibility may depend on the purchase date, offer type, participation, required steps, account standing, support communication, and compliance with these Terms.
Non-Refundable Items
Some digital products, templates, downloads, membership community access, bonuses, coaching, live support, email support, community support, completed work, or services are non-refundable unless a stated guarantee applies.
How To Request
To request a refund or ask about guarantee eligibility, you must contact The Bag Lab within the applicable refund or guarantee period, given one has been provided/stated on the checkout page, and you must provide the information requested by support.
Processing Approved Refunds
Approved refunds may be processed back to the original payment method or another method allowed by the payment processor. Processing times may vary by bank, card issuer, or platform.
Refunds and guarantees are controlled by the specific offer terms shown at the time of purchase.
Education, Guidance And No Promised Results.
The Bag Lab provides educational information, community support, templates, trainings, resources, strategy discussions, accountability, and guidance related to credit education, business credit, funding preparation, income-building concepts, financial organization, and related topics.
The Bag Lab provides education and support, but does not guarantee specific results.
The Bag Lab is not a law firm, credit repair organization, financial advisor, tax advisor, lender, bank, or funding company. Information provided through The Bag Lab is for educational and informational purposes only.
Content, templates, trainings, calls, support, resources, and community discussions should not be considered legal, financial, tax, lending, or professional advice.
Educational Information
The Bag Lab may provide educational content, trainings, templates, community support, strategy discussions, accountability, and general guidance.
Not Professional Advice
Information provided is not legal, financial, tax, lending, credit repair, banking, investment, or licensed advice.
No Credit Guarantees
The Bag Lab does not guarantee any specific credit score increase, account deletion, reporting change, debt outcome, dispute outcome, or credit-related result.
No Funding Guarantees
The Bag Lab does not guarantee lender approval, funding approval, credit limits, business credit approvals, loan approvals, grant approvals, or financing results.
No Income Or Business Guarantees
The Bag Lab does not guarantee income, profit, revenue, business growth, customer results, sales results, or any specific financial outcome.
Member Responsibility
Members are responsible for their own decisions, executed actions (and/or a lack thereof), documents, records, applications, communications, submissions, mailing, follow-through, account management, and results.
Examples, testimonials, case studies, score changes, funding discussions, income discussions, or member stories do not guarantee the same or similar results.
Respect The Space. Protect The Community.
The Bag Lab is designed to be a supportive, educational, and respectful community. Members, visitors, partners, team members, volunteers, and any other participants agree to use the website, community, programs, resources, events, support options, and communication channels in a respectful, lawful, and appropriate manner.
The Bag Lab may protect the integrity of the community and members when behavior crosses the line.
You may not harass, threaten, bully, verbally or emotionally abuse, discriminate against, exploit, impersonate, spam, scam, mislead, or harm other members, The Bag Lab, its team, partners, platforms, or community spaces.
You may not post or share unlawful, harmful, offensive, misleading, confidential, private, copyrighted, or unauthorized content.
Respectful Participation
Members and visitors agree to use The Bag Lab website, community, resources, events, support options, and communication channels respectfully and appropriately.
No Harassment Or Abuse
Harassment, threats, bullying, verbal abuse, written abuse, and emotional abuse, discrimination, exploitation, impersonation, intimidation, or harmful behavior toward members, staff, partners, or the community is not allowed.
No Spam, Scams Or Misuse
Spamming, scamming, misleading others, unauthorized selling, platform misuse, disruptive behavior, or attempts to harm the website or community are not allowed.
No Unauthorized Content
Users may not post or share unlawful, harmful, offensive, misleading, confidential, private, copyrighted, stolen, or unauthorized content.
No Resource Sharing Or Reselling
Users may not copy, sell, distribute, publish, upload, share, or misuse The Bag Lab materials, templates, trainings, videos, downloads, private resources, or member-only information.
Removal Or Access Limits
The Bag Lab may remove content, limit participation, suspend access, cancel membership, or remove a person from the community for violations, misuse, disruption, or safety concerns.
The Bag Lab may take action when needed to protect members, resources, community safety, platform integrity, and the purpose of the space.
Questions About These Terms?
This final section explains additional legal notes, third-party platform use, updates to these Terms, and how to contact The Bag Lab with questions.
The Bag Lab may rely on third-party tools to operate the website, community, memberships, and services.
The Bag Lab may use third-party platforms, payment processors, community tools, email/text systems, scheduling tools, support tools, analytics tools, and other service providers to operate the website, community, memberships, programs, and services.
The Bag Lab is not responsible for delays, errors, outages, access issues, policy changes, payment processor issues, platform restrictions, or technical problems caused by third-party providers, user devices, internet connection issues, or circumstances outside of our reasonable control.
Terms Questions
9600 Two Notch Rd, Suite 5, Columbia SC 29016
This completes the Terms & Conditions page for The Bag Lab.